Main Page Debt Snowball vs Avalanche Calculator Enter each debt, then see which payoff strategy gets you debt-free faster and cheaper. Debt nameBalanceAPRMin. payment Debt name Balance $ APR % Min. payment $ × Debt name Balance $ APR % Min. payment $ × Debt name Balance $ APR % Min. payment $ × Debt name Balance $ APR % Min. payment $ × + Add debt Extra monthly payment $ Amount you can pay on top of all minimums.